Property insurance

Apartment

 

Apartment insurance without supporting constructions

Insurance options  Apartment insurance coverage, UAH Civil liability insurance coverage, UAH Insurance cost, UAH
Option №1 350 000 50 000 2 900
Option №1 250 000 50 000 2 100
Option №1 150 000 50 000 1 400
Option №1 100 000 50 000 950

Insuring according to this variant the Apartment insurance coverage apportions in this way:

  • 70% - decoration work and Communications
  • 30% - personal property

Apartment insurance including supporting constructions

Insurance options Apartment insurance coverage, UAH Civil liability insurance coverage, UAH Insurance cost, UAH
Option №1 1 500 000 50 000 6 600
Option №1 1 250 000 50 000 5 900
Option №1 1 000 000 50 000 4 800
Option №1 750 000 50 000 3 700
Option №1 500 000 50 000 2 500
Option №1 250 000 50 000 1 300

Insuring according to this variant the Apartment insurance coverage apportions in this way:

  • 70% - walling (supporting constructions)
  • 20% - decoration work and Communications
  • 10% - personal property

Stages of entering an agreement of Apartment Insurance

Inspection Not needed
Filling in of descriptions of insurance objects Not needed, but if you wish, a list of contents may be made
Indemnification form Monetary
Indemnification terms Insurance indemnification is paid in the limits of insurance amount according to an assessment of damages incurred
Indemnification system Actual cost
Indemnification limit According to the Agreement
Discounts For holders of effective CASCO insurance contract with JSIC "INGO Ukraine".
The bonus-malus system on extension of the Agreement for the next year.

The given product provides for an opportunity to insure your apartment not only without making a list of all possessions and small interior items, but even without its inspection.

The specialists employed by our company have prepared for you the program of personal property insurance, which will help to protect you and your relatives from unforeseen costs associated with the following risks:

  • fire, including arson, explosion of gas used for domestic purposes, stroke of lightning;
  • natural disasters (earthquakes, landslides, storm, hurricane, flood and flooding, hail, rainfall and snowfall, etc);
  • damage by water from water supply, heating, sewage systems, damage due to infiltration of water from adjacent premises;
  • wrongful acts of third parties (deliberate acts intended to destroy or damage property);
  • burglary and robbery;
  • civil liability to third parties *.

Subjects of insurance:

  • Immovable property (apartment, including the interior decoration of specified rooms);
  • Possessions located in the rooms (furniture, household appliances and electronics, interior items etc);
  • Civil liability to third parties *.

Insurance amount

The insurance amounts are subject to choosing and range from 100,000 to 1,500,000 hryvnia.

The deductible for this type of insurance is fixed and equals 1,000 hryvnia.

Insurance period: one year.

Benefits of insurance with JSIC "INGO Ukraine":

  • The determination of a loss on the basis of actual costs of restoration;
  • It is paid for repairs not only of a specific damaged area (blemishes, cracks etc.), but of that part of the connected surfaces without repairs of which it is impossible to return the space in the previous state;
  • The insurance contract "Apartment Express" will save your time, because it is made without pre-insurance inspection and mandatory descriptions of the property;
  • The property insurance under the contract "Apartment Express" will be cheaper for holders of effective car insurance policy from JSIC "INGO Ukraine".

*Civil liability to third parties: fulfillment of obligations to the (third) party (your neighbors) aggrieved, that have arisen due to your fault and associated with the use of your insured property, namely: material damage caused to third parties as a result of fire, explosion of gas used for domestic needs, damage by water from water supply, heating, sewage systems.

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