english
Medical
insurance
Podolsk Branch of “INGO”, Insurance Services

All parents want their child to grow up healthy and less ill.
The arrival of a child in the family is a joyful and exciting event.
A little one is discovering the world, how he or she feels depends
on how interesting, active, and mobile he or she will grow up.

Medical insurance is your guarantee that your child will
receive 24-hour medical care.

Medical insurance programs

The main difference is the level of clinics that provide medical care

Up to 2 years
Up to 3-6 years
Up to 7-12 years
Up to 12-16 years
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 25 992,00 UAH/per year 37 042,00 UAH/per year 43 289,00 UAH/per year
Optional extras at extra cost
Comfort Comfort + Premium
Patronage 9 162,00 UAH 12 640,00 UAH 17 673,00 UAH
Vaccination by the Ministry of Health Care 7 752,00 UAH 9 689,00 UAH 14 140,00 UAH
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 22 103,00 UAH/per year 27 603,00 UAH/per year 32 174,00 UAH/per year
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 18 945,00 UAH/per year 23 660,00 UAH/per year 27 578,00 UAH/per year
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 16 419,00 UAH/per year 20 505,00 UAH/per year 23 901,00 UAH/per year
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 25 992,00 UAH/per year 37 042,00 UAH/per year 43 289,00 UAH/per year
Optional extras at extra cost
Comfort Comfort + Premium
Patronage 9 162,00 UAH 12 640,00 UAH 17 673,00 UAH
Vaccination by the Ministry of Health Care 7 752,00 UAH 9 689,00 UAH 14 140,00 UAH
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 22 103,00 UAH/per year 27 603,00 UAH/per year 32 174,00 UAH/per year
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 18 945,00 UAH/per year 23 660,00 UAH/per year 27 578,00 UAH/per year
Program classes Comfort Comfort+ Premium
Clinic levels
Lower-cost commercial clinics (Harmony of Health)
LPI2

Mid-priced commercial clinics (Viva, Ameda, Health and Happy)
LPI3

High-end commercial clinics (Dobrobut, Boris, Into-Sana)
LPI4
Total insured sum (UAH) 120 thousand UAH 145 thousand UAH 170 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)

Treatment of acute illnesses, injuries, burns, poisoning
Massage as prescribed by your doctor 10 procedures 10 procedures 10 procedures

Cost of program 16 419,00 UAH/per year 20 505,00 UAH/per year 23 901,00 UAH/per year
** Insurance payment is indicated on condition of payment in one instalment. The following breakdowns are possible:
1) 2 payments (60/40%) over 3 month - payment increases by 3%
2) 2 payments (50/50%) in 6 months - payment increases by 7%
3) 4 payments (25/25/25/25%) for 9 months - the payment increases by 10%

All parents want their child to grow up healthy and less ill.
The arrival of a child in the family is a joyful and exciting event.
A little one is discovering the world, how he or she feels depends
on how interesting, active, and mobile he or she will grow up.

Medical insurance is your guarantee that your child will
receive 24-hour medical care.
Delivery of the contract to your location - free of charge
I insure the whole family, 5% discount
From early childhood, your baby's immunity is formed and many illnesses can be avoided if the first symptoms or congenital predispositions are noticed in time. We understand how important your baby's health is to you and offer the best possible care from birth to adulthood.
Why a medical insurance policy
for your child?

  • Treatment in modern hospitals, which are ideally suited to your location and price category;
  • Confidence in the quality of medical care provided;
  • The ability to plan for treatment costs: once you pay for your voluntary medical insurance policy, you will not have to incur additional treatment costs for a year.
According to the All-Ukrainian Maternal and Child Health Board, child morbidity statistics are disappointing. The highest morbidity rate is observed in the age group 0-6 years old (11.86 per 1,000 of the relevant population). Based on this, the child's medical insurance is, above all, beneficial for the parents.
A single premium payment over the course of a year saves you the costs of medical care.

What does the medical insurance include for children?
What does the medical insurance include for children?
Outpatient care
  • Consultations with a pediatrician and subspecialists
  • Doctor's visits at home
  • Necessary medical procedures and manipulations
  • Physiotherapeutic procedures
  • Therapeutic massage by prescription
  • Taking necessary tests
Emergency treatment includes:
  • Arrival of an emergency medical team (commercial clinics)
  • Initial examination of the child
  • Establishing a preliminary diagnosis
  • First aid, including measures against shock, thromboembolism and other life-threatening medical conditions (application of oxygen, injections, wound care, surgical dressings, splinting, medicines, etc.). (Medical insurance for the child)
  • Transportation to medical facilities under the program
  • 100 per cent medication coverage
Emergency and planned in-patient care includes:
  • Hospitalization in medical institutions provided by the Program
  • Consultations and other professional medical services
  • Diagnostic tests, including ultrasound, X-rays and tomography
  • Carrying out laboratory tests
  • Inpatient hospital stay
  • Payment for food provided by an inpatient facility
  • Care provided by medical staff
  • Services and items usually provided by an inpatient unit
  • Surgical treatment and medical procedures
  • 100% medication coverage
Medicines for outpatient care:
  • Receipt of medicaments via the insurance prescription system
  • Possibility of reimbursement after the Insured Person purchases medication prescribed by a doctor for indications from their own funds
  • Delivery of medicines
We want to note that health insurance for children is becoming more and more popular among parents. It really is a very convenient system to pay medical expenses.

Deteriorating health conditions, infectious diseases, it all happens to every child, it is inevitable and is part of the acceptance of a new world. Young explorers are too curious to refrain from new achievements and knowledge, and sometimes they miss elementary methods of care and attention, which as a consequence leads to injuries.
The child injury rate is about 1132.3 per 10000 children aged 0-17 years inclusive.
When you choose health insurance for your child, you can choose the desired clinic in advance and have systematic medical check-ups with the best therapists in Kiev.
receive calls 24\7
consultation by telephone
accompanying by a trusted physician
make an appointment
organization of delivery of medicines

organization of medical care

throughout Ukraine

Question
What is medical insurance?
It is your guarantor of financial compensation in case of insured event, in this context - health deterioration. The essence of medical insurance is that the person who buys an annual policy, at the onset of an insured event (illness or injury), gets the right to free and extraordinary medical care within the limits of those budgets and the list of services provided by the insurance program.
How does the medical insurance work?
When an insured event (injury, illness, disability) occurs, the insurance company will pay for the necessary procedures and medication up to the insured sum. Accordingly, once you pay for the voluntary health insurance once, you can safely forget about the health care costs for a year. “INGO” will cover your treatment costs.
What does medical insurance cover?
In general terms, voluntary medical insurance covers emergency care, emergency inpatient care, scheduled inpatient care, outpatient care, medication, and therapeutic massage sessions.
In addition to insurance coverage, “INGO” Insurance Company will provide you with:
  • operative round-the-clock medical aid in all regions of Ukraine;
  • service possibility in "INGO" insurance medical offices, which are located at the basic clinics in Kiev and other cities of Ukraine (more than 800 clinics and pharmacies)
  • round-the-clock consultation support of the service medical call-center
Why is there an exclusion in voluntary medical insurance policy?
Each voluntary medical insurance policy has the list of exclusions regardless of the insurance company. The list of exclusions contains a list of illnesses, the treatment of which will not be covered (paid for) by the insurance company. The diseases in the list of exclusion are included in the state free-of-charge medical guarantee system and their treatment must be provided free of charge.
What documents do I need to apply for medical insurance?
Like for any other form of insurance, the basic set of documents is required, i.e., passport, ID number. You have to fill in an application on the basis of these documents. There is no need to undergo a medical examination. The voluntary medical insurance registration procedure has been simplified to the maximum for the convenience of customers.
What is the insured sum and the limit of insurance cover?
The insured sum under voluntary medical insurance is the amount within which the insurance company pays for the costs of medical services under the insurance program. Normally, the insured sum is sufficient for 1 year to cover the necessary health care services.
When can I apply for medical insurance benefits after I have been insured?
In case of an emergency, from the first day of the contract. In case of outpatient care, 10 days after the commencement of the contract.
Why is it important to buy medical insurance with “INGO”?
Our company has been successfully operating on the market of Ukraine since 1994, for all these years we have developed the concept of effective and reliable work. It is not really scary to face the surprises of life.
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