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Medical
insurance

Podolsk Branch of “INGO”, Insurance Services


Taking care of your health, health and well-being of your family
is becoming an integral part of a modern.
Medical insurance is your guarantee that you can receive medical
care 24 hours a day.

We have developed a comprehensive voluntary medical insurance
program to help you and your loved ones:
  • protect yourself against unforeseen costs of medical care and
  • medication in case of illness;
  • maintain your well-being in the event of injury, disability or death;
  • guaranteed medical care 24/7 throughout Ukraine.

Medical Insurance Programs

The main difference is the level of clinics that provide medical assistance

Comfort
Comfort+
Premium
Program classes Comfort
Clinic levels Lower-cost commercial clinics (Harmony of Health)
LPI2
Total insured sum (UAH) 150 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)
Treatment of acute illnesses, injuries, burns, poisoning
Treatment of acute chronic diseases
Massage as prescribed by your doctor 10 procedures
Insurance Cost 12 630,00 UAH/per year

Additional options Cost
CHECK-UP standard (Medical check-up) once a year For men - 2 385,00 UAH
For women – 3 440,00 UAH
CHECK-UP extended (Medical check-up)
1 time/year
For men - 3 258,00 UAH
For women – 4 377,00 UAH
STD (diagnosis and treatment of sexually transmitted diseases) 1 300,00 UAH
Ophthalmology 2 183,00 UAH
Dermotocosmetology - removal of papillomas, warts, acne and more (limit 1500 UAH) 1 389,00 UAH
Prophylactic massage (10 treatments during the contract period) 2 023,00 UAH
Covid 19 Outpatient clinic Limit 3000,00 UAH – 776,00 UAH
Limit 5000,00 UAH – 1 293,00 UAH
Limit 7000,00 UAH – 1 809,00 UAH
Соvid 19 Emergency inpatient care Limit 30 000,00 UAH – 3 617,00 UAH
Limit 50 000,00 UAH – 6 028,00 UAH
Program classes Comfort
Clinic levels Lower-cost commercial clinics (Harmony of Health)
LPI2
Total insured sum (UAH) 180 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)
Treatment of acute illnesses, injuries, burns, poisoning
Treatment of acute chronic diseases
Massage as prescribed by your doctor 10 procedures
Insurance Cost 15 773,00 UAH/per year

Additional options Cost
CHECK-UP standard (Medical check-up) once a year For men - 3 733,00 UAH
For women – 5 224,00 UAH
CHECK-UP extended (Medical check-up)
1 time/year
For men - 4 606,00 UAH
For women – 6 406,00 UAH
STD (diagnosis and treatment of sexually transmitted diseases) 1 381,00 UAH
Ophthalmology 2 566,00 UAH
Dermotocosmetology - removal of papillomas, warts, acne and more (limit 1500 UAH) 1 389,00 UAH
Prophylactic massage (10 treatments during the contract period) 3 035,00 UAH
Covid 19 Outpatient clinic Limit 3000,00 UAH – 776,00 UAH
Limit 5000,00 UAH – 1 293,00 UAH
Limit 7000,00 UAH – 1 809,00 UAH
Соvid 19 Emergency inpatient care Limit 30 000,00 UAH – 3 617,00 UAH
Limit 50 000,00 UAH – 6 028,00 UAH
Program classes Comfort
Clinic levels Lower-cost commercial clinics (Harmony of Health)
LPI2
Total insured sum (UAH) 210 thousand UAH
Outpatient care (specialty consultations in hospital) Unlimited (up to the total insured sum)
Planned and emergency institutional care Unlimited (up to the total insured sum)
Rescue emergency care (ambulance call) Unlimited (up to the total insured sum)
Affiliated hospital - Valeria
Medical support Unlimited (up to the total insured sum)
Treatment of acute illnesses, injuries, burns, poisoning
Treatment of acute chronic diseases
Massage as prescribed by your doctor 10 procedures
Insurance Cost 18 385,00 UAH/per year

Additional options Cost
CHECK-UP standard (Medical check-up) once a year For men - 4 724,00 UAH
For women – 6 973,00 UAH
CHECK-UP extended (Medical check-up)
1 time/year
For men - 5 895,00 UAH
For women – 8 457,00 UAH
STD (diagnosis and treatment of sexually transmitted diseases) 1 563,00 UAH
Ophthalmology 2 822,00 UAH
Dermotocosmetology - removal of papillomas, warts, acne and more (limit 1500 UAH) 1 389,00 UAH
Prophylactic massage (10 treatments during the contract period) 4 047,00 UAH
Covid 19 Outpatient clinic Limit 3000,00 UAH – 776,00 UAH
Limit 5000,00 UAH – 1 293,00 UAH
Limit 7000,00 UAH – 1 809,00 UAH
Соvid 19 Emergency inpatient care Limit 30 000,00 UAH – 3 617,00 UAH
Limit 50 000,00 UAH – 6 028,00 UAH
** Insurance payment is indicated on condition of payment in one instalment. The following breakdowns are possible:
1) 2 payments (60/40%) over 3 month - payment increases by 3%
2) 2 payments (50/50%) in 6 months - payment increases by 7%
3) 4 payments (25/25/25/25%) for 9 months - the payment increases by 10%
Get specialist advice
Left-bank
Kateryna
+38 096 495 15 15
Right-bank
Victoria
+38 096 488 80 80
** Insurance payment is indicated on condition of payment in one instalment. The following breakdowns are possible:
1) 2 payments (60/40%) over 3 month - payment increases by 3%
2) 2 payments (50/50%) in 6 months - payment increases by 7%
3) 4 payments (25/25/25/25%) for 9 months - the payment increases by 10%

Taking care of your health, health and well-being of your family
is becoming an integral part of a modern.
Medical insurance is your guarantee that you can receive medical
care 24 hours a day.

We have developed a comprehensive voluntary medical insurance
program to help you and your loved ones:
  • protect yourself against unforeseen costs of medical care and
  • medication in case of illness;
  • maintain your well-being in the event of injury, disability or death;
  • guaranteed medical care 24/7 throughout Ukraine.
Delivery of the contract to your location - free of charge
I insure the whole family, 5% discount
The medical insurance system is rightly considered the most effective way to protect yourself and your family from unreasonable medical costs. In addition, worldwide health insurance is an unmistakable attribute of respectability and success of its owner.
Voluntary medical insurance program of "INGO" International Insurance Company allow strictly reducing costs (cost-effective, time, resource) for medical care and transferring the responsibility for its provision to the staff of the company.
Advantages of the voluntary
medical insurance?

  • You can no longer complain about the losses in health facilities;
  • Forget about costly trips to pharmacies in search of the required medications. “INGO” arranges delivery of medicines;
  • You will always have an “INGO” helpline phone number readily available, where trained coordinating physicians are available for consultation and assistance;
  • Financial burden of health care costs of any complexity is on the shoulders of our insurance company;
  • medical insurance - your confidence in the future;
  • medical insurance - a tool for your protection against daily life risks.

What is covered by adult medical insurance?
What is covered by adult medical insurance?
Outpatient hospital care:
  • Consultations with a pediatrician and vocational nurses
  • Home doctor's visit
  • Necessary medical procedures and manipulations
  • Physical therapy procedures
  • Therapeutic massage on the doctor's appointment
  • Taking necessary analyses
Emergency treatment includes:
  • Arrival of non-emergency teams (commercial clinics)
  • Initial assessment
  • Establishing initial diagnosis
  • Primary care, including measures to prevent shock, thromboembolism, and other life-threatening conditions (acid treatment, necessary interventions, primary wound care, surgical interventions, splinting, drugs, etc.)
  • Transportation to facilities in accordance with the program
  • 100% medical coverage
Emergency and planned inpatient care is provided:
  • Hospitalization in medical facilities covered by the Insurance Program
  • Consultations and other professional medical services
  • Diagnostic tests, including ultrasound, X-ray and tomography
  • Laboratory tests
  • Stay in the hospital
  • Payment for catering, provided by the hospital institution
  • Care of medical staff
  • Services and equipment occasionally provided by the hospital
  • Surgical treatment and treatment manipulation
  • 100% medication coverage
Medicines for outpatient and hospital care:
  • Receipt of medication through the prescription system
  • Possibility of reimbursement after the Insured has purchased medication prescribed by a doctor from his or her own funds
  • Delivery of pharmaceuticals
receive calls 24\7
consultation by telephone
accompanying by a trusted physician
make an appointment
organization of delivery of medicines

organization of medical care

throughout Ukraine


Our medical insurance programs are created with the individual
needs of each of our clients.
This takes place both at the stage of purchasing the insurance policy and throughout the entire period of servicing. Working with us, you will see that health insurance is one of the best investments you can make. At the same time, it is important for us to establish a partnership relationship with our clients, allowing us to provide them with continuous feedback - to know how they evaluate the services offered, whether their expectations are met, what their wishes and needs in the insurance are.
Medical base
Medical base of medical insurance is more than 800 medical institutions both in Kiev and in more than 40 cities of Ukraine. These include well-known commercial medical firms, medical insurance Kiev, departmental clinics, research institutes and major medical centers. Such as: Central Hospital of the Ministry of Internal Affairs, Zhovtneva Hospital, Main Military Clinical Hospital, Military Medical Department of SBU, Research Institute of Phthisiology and Pulmonology named after Yanovskogo, the Research Institute of Cardiology named after Strazhesko, Research Institute of Orthopedics and Traumatology, Research Institute of Neurosurgery, Research Institute of Endocrinology, Medikom, Dobrobut, Graal, 311 Clinic Valikhnovsky, Valeria, Biopharmtech, KIT "Slan Medica", Sinlab, Synevo, Evrolab, BSL Group, Ukrainian diagnostic center LLC, Laboratory MTM LLC, DNA Laboratory LLC, Dila, DNA Laboratory LLC, Optima LLC, Alpha-Vita, "Ukrainian Medical Group", "Optima-Pharm" and others.
Question
What is medical insurance?
It is your guarantor of financial compensation in case of insured event, in this context - health deterioration. The essence of medical insurance is that the person who buys an annual policy, at the onset of an insured event (illness or injury), gets the right to free and extraordinary medical care within the limits of those budgets and the list of services provided by the insurance program.
How does the medical insurance work?
When an insured event (injury, illness, disability) occurs, the insurance company will pay for the necessary procedures and medication
up to the insured sum. Accordingly, once you pay for the voluntary health insurance once, you can safely forget about the health care costs for a year. “INGO” will cover your treatment costs.
What is an insured event under voluntary medical insurance?
An insured event is a sudden worsening of the state of health, acute illness, exacerbation of a chronic disease, injury, poisoning and the consequences of accidents, etc. In order to take advantage of health benefits under voluntary medical insurance, you must make a
complaint when contacting the call center.
What does medical insurance cover?
In general terms, voluntary medical insurance covers emergency care, emergency inpatient care, scheduled inpatient care, outpatient care, medication, and therapeutic massage sessions.
In addition to insurance coverage, “INGO” Insurance Company will provide you with:
  • operative round-the-clock medical aid in all regions of Ukraine
  • Service possibility in "INGO" insurance medical offices, which are located at the basic clinics in Kiev and other cities of Ukraine (more than 800 clinics and pharmacies)
  • Round-the-clock consultation support of the service medical call-center
Why is there an exclusion in voluntary medical insurance policy?
Each voluntary medical insurance policy has the list of exclusions regardless of the insurance company. The list of exclusions contains a list of illnesses, the treatment of which will not be covered (paid for) by the insurance company. The diseases in the list of exclusion are included in the state free-of-charge medical guarantee system and their treatment must be provided free of charge.
What documents do I need to apply for medical insurance?
Like for any other form of insurance, the basic set of documents is required, i.e., passport, ID number. You have to fill in an application on the basis of these documents. There is no need to undergo a medical examination. The voluntary medical insurance registration procedure has been simplified to the maximum for the convenience of customers.
What is the insured sum and the limit of insurance cover?
The insured sum under voluntary medical insurance is the amount within which the insurance company pays for the costs of medical services under the insurance program. Normally, the insured sum is sufficient for 1 year to cover the necessary health care services.
When can I apply for medical insurance benefits after I have been insured?
In case of an emergency, from the first day of the contract. In case of outpatient care, 10 days after the commencement of the contract.
Why is it important to buy medical insurance with “INGO”?
Our company has been successfully operating on the market of Ukraine since 1994, for all these years we have developed the concept of effective and reliable work. It is not really scary to face the surprises of life.
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c. Kyiv, 02121
Dekabristov str., 3,
2nd floor, office 215
E-mail: dek_office@ingo.ua
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c. Kyiv, 04071
Podol, Konstantinovskaya str., 2a, 4th floor, office 400
E-mail: office@ingo.kiev.ua
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