The greater the driving experience and age of the person, the more attractive the rate will be.
If more than one person drives the car, the rate will be based on the earliest age and experience.
You can choose a workshop, where the car will be repaired.
This can be a dealership (branded) service station or recommended by the insurer (multi-brand). When you sign an agreement, you can ask your insurance manager about whether the workshop you need is included in the list of recommended stations. Our company is accredited with many dealer stations.
For cars with up to 2 years of service, your car will be repaired only at authorized service stations.
Franchise is a share of an insured person's own contribution to the indemnity.
Example: value of the car is 500 thousand UAH. Damage franchise is 1% of the car value. It is 5 thousand UAH.
In case of insured event, the payment will be made as follows.
The damage is 10 thousand UAH with franchise 5 thousand UAH 10-5 = 5. Accordingly, the amount of payment from the insurance company will be 5 thousand UAH.
The bigger the franchise, the lower the CASCO rate will be, and vice versa.
If you need CASCO insurance as they say "for any trifle", it is better to choose a zero franchise. A higher franchise may cap the amount of damage, for instance, if you hit a stone in the windshield, scratches.
We advise to choose the zero franchise for CASCO insurance. In this case, the insurance company will compensate for the damage itself and you will be protected from unexpected financial expenses.
Our company provides an opportunity to purchase additional options to CASCO insurance.
The difference in price will not be essential at all, and at the same time, you will get an unlimited amount of towing services and an independent expert's fee.